SBI ETF Private Bank Is this not riskier ETF?

SBI mutual fund has come up with Private Bank ETF that would open for subscription on October 6, 2020. NIFTY Private bank index has performed extremely well in the last two decade. However post covid-19 crisis, loan defaults and Bank NPAs are expected to increase. In this situation, should investors invest in SBI ETF Private Bank? In this video, we would provide SBI ETF Private Bank issue details and also provide our view about this ETF whether one should invest or not