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Video Transcript:

To find the best lawsuit funding company, it’s important to ask each lender the following 5 questions.

1. How do you set interest rates on pre-settlement loans?
Most companies determine interest rates based on the strength of your case. Avoid working with a lender that charges a blanket rate.

2. What is the interest rate for my loan?
When you get an offer, a lender should tell you upfront what the interest rate is. The best lawsuit funding companies should provide a loan with a 1 to 3% monthly rate. Look elsewhere if it’s over 3%.

3. What are the terms and conditions?
Lenders should offer clear and concise terms and conditions for their loans. Never work with a company that refuses to answer questions about the terms of a loan.

4. Will you discuss my funding application with my lawyer?
The best lawsuit loan companies will always ask to speak to your lawyer about your case when you apply for funding. This helps with case evaluation and underwriting.

5. How soon will I get my loan?
Reputable lenders don’t require a credit or background check, and most transfer money to you within 24 hours of approval.