Sponsor: ๐Ÿ‚ Webull Singapore https://hmsg.link/sgwebull
๐Ÿ“ˆ Interactive Brokers: https://hmsg.link/ibkr
๐Ÿฆ Citi Plus Account https://hmsg.link/citiplus
๐Ÿฆ OCBC Premier/Private Banking https://hmsg.link/ocbcbank
๐Ÿฆ HSBC Everyday Global Account https://hmsg.link/hsbcega

๐Ÿ“™ Advanced Credit Card Mastery Course: https://hmsg.link/accm
โ˜•๏ธ Buy from my Ko-fi shop: https://hmsg.link/shop
๐Ÿ”ญ Telegram Group: https://t.me/HoneyMoneySG
๐Ÿ“ท Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg
๐ŸŽต TikTokย https://www.tiktok.com/@honeymoneysg
๐Ÿ“ง Email (Business only): sghoneymoney@gmail.com

INVESTING
๐Ÿฎ Moomoo SG https://hmsg.link/sgmoomoo
๐Ÿฏ Tiger Brokers SG Code HONEYMONEY: https://hmsg.link/sgtiger
๐Ÿฌ uSMART Securities Code nn8gx7 https://hmsg.link/sgusmart
๐Ÿ“ POEMS Cash Plus: https://hmsg.link/poems
๐Ÿ’ต ProsperUs Code: HONEYMONEYSG https://hmsg.link/prosperus
๐Ÿ“— Seeking Alpha Premium Offer https://hmsg.link/seekingalpha
๐Ÿ“ˆ IBSG Account https://hmsg.link/ibsg

CREDIT CARDS & PAYMENT APPS
๐Ÿ’ณ Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
๐Ÿ”Ž Google Pay $3 https://hmsg.link/googlepay
๐Ÿ’ด Instarem Amaze Code: NhkWBH https://hmsg.link/amaze
๐ŸšŒ Revolut SG https://hmsg.link/revolut
โ˜ฏ๏ธ YouTrip https://hmsg.link/youtrip
๐Ÿ™ Trust Bank Code: HUQPC614 https://www.trustbank.sg
๐Ÿ…ฑ๏ธ BigPay referral KJN6MN5GS0 at http://bigpay.link/referrals
๐Ÿšฉ Wise https://hmsg.link/wise
โœˆ๏ธ Kris+ App Code: C647172 https://hmsg.link/krisplus
๐Ÿงพ DBS Paylah! $5 with code CHRHAF684
๐Ÿ˜ป Favepay https://hmsg.link/fave
๐Ÿ’ฐ iPayMy https://hmsg.link/ipaymy
๐Ÿ’ณ CardUp Code WAIKITC316 https://app.cardup.co/users/sign_up
โ™พ๏ธ Max Card https://hmsg.link/heymax

LIFESTYLE
๐ŸŽฎ Sony PS5 https://hmsg.link/ps5
๐Ÿ› Lazada https://hmsg.link/lazada
๐Ÿ› Qoo10 https://hmsg.link/Qoo10
๐Ÿ› Shopback $5 Code: caQmJa https://hmsg.link/shopback
๐Ÿ› Aliexpress https://hmsg.link/aliexp
โญ๏ธ CapitaStar App $5 https://hmsg.link/capitastar
๐Ÿฌ Lendlease Plus $5 referral code NsHQKY https://hmsg.link/lendlease
๐Ÿ›’ NTUC Union https://hmsg.link/ntucunion

ROBO-ADVISORS
โ˜ฃ๏ธ Syfe Trade & Wealth code: HONEYMONEY @ https://hmsg.link/syfe
๐Ÿฆ‰ MoneyOwl Code: 8JPW-62FZ https://hmsg.link/moneyowl
๐Ÿค– Endowus https://hmsg.link/endowus
๐Ÿ’ธ Stashaway https://hmsg.link/stashaway

BUSINESS
๐Ÿ’ผ Osome 16% OFF services https://hmsg.link/osome
๐Ÿฆ… AMEX Highflyer Card https://hmsg.link/highflyer
โ˜ฏ๏ธ YouBiz $50 Code: zi94mVNK @ https://hmsg.link/youbiz

TRAVEL
๐Ÿ“ณ Airalo Code CHRIS7822 https://hmsg.link/airalo
โœˆ๏ธ Klook https://hmsg.link/klook
โœˆ๏ธ Airasia App https://hmsg.link/airasiaapp
โœˆ๏ธ MSIG Travel Insurance https://hmsg.link/msigtravel
โœˆ๏ธ Allianz Travel Insurance https://hmsg.link/allianztravel
โœˆ๏ธ Starr Travel Insurance https://hmsg.link/starrtravel
โœˆ๏ธ TIQ by Etiqa Code R56612 https://hmsg.link/tiq
๐Ÿจ i-Prefer Hotels https://hmsg.link/iprefer

PROFESSIONAL SERVICES:
๐Ÿค DareToFinance Fin Planning https://hmsg.link/daretofinance
๐Ÿ  Book a call with Ohmyhome https://hmsg.link/ohmyhome

Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
_________________________________________________

HSBC EGA Bonus Interest campaign no more?
– No news after Juneโ€™s campaign of two months

Webull Moneybull MMF
– USD 5.1%, SGD 3.9%
– Deposit money into Webull, auto swept to Moneybull
– Processed between 0930-0940H Singapore time business day
– Every S$10,000, 30-day yield = S$32

SC e$aver 3.4% p.a.
– 0.05% base, 3.35% bonus
– May as reference month, Bonus interest on incremental balance
– Every S$10,000, 30-day yield = S$28

OCBC Premier 3.7% p.a.
– $200,000 AUM to start Premier Relationship
– Open Dividends+ savings account
– Deposit S$2000 monthly with no withdrawal, earn 3.7% p.a.
– With $200,000, 30-day yield = 3.7% * 30/365 * 200K = $608

Citi Plus account
– Open account in July, Deposit S$15,000 by 31 Aug 2023 and hold for 4 months
– Get S$50 and S$150 Cash via PayNow
– S$50 reward within 2 months from month of account opening and deposit S$15,000
– S$150 reward for maintaining S$15,000 (No withdrawal) for 4 months after funding in.
– $200/$15000 = 1.33% after 4 months = 4% p.a.

Interactive Brokers
– 4.58% p.a. for USD Cash above USD 10,000
– 3.59% p.a. for SGD Cash above SGD 14,000
– Accounts with a Net Asset Value (NAV) of USD 100,000 (or equivalent) or greater are paid interest at the full rate.